Thursday, July 19, 2007

LOAN


How to Find the Cheapest Whole Life Insurance Quote Online



Whole life insurance covers you for your entire life, not just for a specific period or term. Because your premium stays the same until the policy is paid for, it's important that you find the cheapest whole life insurance quote.

Look Online
The Internet is your best source for finding the cheapest whole life insurance quote. With insurance comparison websites you can complete a questionnaire about what kind of insurance you want. The websites will ask such information as:
* Your age
* How much insurance you want
* Whether you smoke
* Whether you work in a hazardous occupation
* Whether you have any risky hobbies
* Whether you have any health conditions
Once you complete the questionnaire you'll get fast quotes from multiple companies. You can then easily compare the quotes and choose the best one for you. (See link below.)
When you get your whole life insurance quotes, look for companies that offer no-load or low-load whole life insurance policies. These policies may be the cheapest choice for you because they include little or no sales commissions.
Save on Your Whole Life Insurance Quote
Because whole life insurance builds up cash value, it can be an expensive form of insurance. However, there are ways you can save on your whole life insurance:
* Check the price of several insurance amounts with the same company. Sometimes more insurance actually costs less. For example, a company might charge $1.00 per $1,000 of coverage up to $249,999, but 90 cents per $1,000 of coverage over $250,000. So it would cost less to get $250,000 worth of coverage than $245,000.
* Change your habits. If you stop smoking and lose weight, you can save up to 50% on your premiums.
* If you have a health condition, look for a whole life insurance company that specializes in people with that condition.
* Ask about hidden fees. For example, your insurer might charge you to set up an automatic payment plan.

A NICE JOKE


A man is working on the buses in the US collecting tickets.

He rings the bell for the driver to set off when there's a woman half getting on the bus. The driver sets off, the woman falls from the bus and is killed. At the trial the man is sent down for murder and seeing as it's Texas he's sent to the electric chair. On the day of his execution he's sat in the chair and the executioner grants him a final wish.

"Well" says the man, "is that your packed lunch over there?" "Yes" answers the executioner. "Can I have that green banana?"

The executioner gives the man his green banana and waits till he's eaten it. When the man's finished, the executioner flips the switch sending hundreds of thousands of volts through the man. When the smoke clears the man is still alive. The executioner can't believe it.

"Can I go?" the man asks. "I suppose so" says the executioner, "that's never happened before."

The man leaves and eventually gets a job back on the buses selling tickets. Again he rings the bell for the driver to go when people are still getting on. A man falls under the wheels and is killed. The bloke is sent down for murder again and sent to the electric chair. The executioner is determined to do it right this time so rigs the chair up to the electric supply for the whole of Texas.

The bloke is again sat in the chair. "What is your final wish?" asks the executioner. "Can I have that green banana in your packed lunch ?" says the condemned man. The executioner sighs and reluctantly gives up his banana. The bloke eats the banana all up and the executioner flips the switch. Millions of volts course through the chair blacking out Texas. When the smoke clears the man is still sat there smiling in the
chair. The executioner can't believe it and lets the man go.

Well, would you believe, the bloke gets his job back on the buses. Once again he rings the bell whilst passengers are still getting on, this
time killing three of them. He is sent to the electric chair again. The executioner rigs up all United States electricity supply to The chair, determined to get his man this time. The man sits down in the chair smiling.

"What's your final wish ?" asks the executioner. "Well" says the man, "Can I have that green banana out of your packed lunch.?" The executioner hands over his banana and the man eats it all, skin included. The executioner pulls the handle and a brazillion volts go through the chair. When the smoke rises the man is still sat there alive without even a burn mark.

"I give up" says the executioner, "I don't understand how you
can still be alive after all that?". He stroked his chin. "It's something to do with that green banana isn't it" he asked.

Nahh" said the bloke,

"I'm just a really bad conductor"

CELL PHONES


Nowadays, virtually everyone carries a mobile phone, including the young children. They have become the most important item an individual can own. They serve as a communication tool used to make and receive calls as well as send text messages, listen to music, surf the internet and even play mobile games.
Mobile phones are now so common that they hardly attract attention. People have started understanding the value, convenience and ease of owing a mobile phone. In earlier days, very few people could think of buying mobile phone but today looking at the dropped prices, almost every individual can afford to purchase it. Mobile phones are equipped with every latest feature you desire. Even if you don't need the advanced features, you can get a basic mobile phone to make and receive calls. They can help us in our fast lifestyles when we have no time to meet our friends, relatives and left with the only option of talking over the phone. We can stay in touch whenever and wherever we need to.
Mobile phones available in small attractive designs, provides access to many useful features like camera, games, music and many more. We almost take them for granted as they are extremely affordable to maintain. The loads of useful features make lives much easier. Some like to use it as a camera, some for listening to music, some for making calls, some for entertainment purposes and some for multipurpose. With the latest java games, wallpapers, polyphonic ringtones, Bluetooth mobile technology, picture messaging, you can never feel bored. These days, people are looking for comfort, convenience and reliability and mobile phones have surely provided them all.
The main advantage of mobile phones is talking on the move but if due to a poor reception or network, an important call gets dropped, it's no use. So you need to take care while choosing your network service provider so that you don't face any problems while making and receiving calls. You can choose among the best mobile Phone Networks like Orange, 3 Mobile, T Mobile, O2, Vodafone, Virgin, etc. All these mobile networks provide cheap line rental mobile tariff plans, benefits like free line rental, half line rental and free mobile phone insurance with free mobile handsets. The roaming feature allows you to make and receive calls even if you are out of your country. It might be a little expensive but let's people stay connected.
Today, people have become so dependent on their mobile phones that they cannot imagine life without them